Hit-and-run CTP claims in NSW
Hit-and-run accidents create a common problem: you may not have the at-fault vehicle’s registration or insurer details. That does not always mean you are out of options. In NSW, a Nominal Defendant pathway may apply in some cases.
General information only. The correct steps depend on your circumstances.
1) Immediate steps
- Get medical treatment and ensure injuries and mechanism are documented.
- Record time, location, vehicle description and any partial rego details.
- Get witness details (especially independent witnesses).
- Identify CCTV and dashcam sources and request preservation urgently.
2) Nominal Defendant pathway (high level)
The Nominal Defendant can respond to certain claims involving unidentified vehicles, subject to eligibility and evidence requirements.
Read: Nominal Defendant explained.
Frequently asked questions
- Can I claim compensation after a hit-and-run in NSW?
- Sometimes. A Nominal Defendant pathway may apply where the at-fault vehicle cannot be identified, subject to eligibility rules, evidence, and deadlines.
- How quickly do I need to act?
- As quickly as possible. CCTV can be overwritten and witnesses can be lost. Early reporting and preservation of evidence can be critical.
- What should I do if I only know part of the rego?
- Record what you know and identify other sources (CCTV, dashcam, witnesses). Partial details can still be helpful in identifying the vehicle.
- What if the insurer says there is not enough evidence?
- Evidence disputes are common. The quality of contemporaneous records (medical history, police information) and independent support can be important. Getting advice early can help.
- Do hit-and-run claims involve the PIC?
- They can. Disputes may arise about eligibility, liability, benefits, threshold injury, and other issues. Some disputes may be determined through the PIC pathway depending on the decision type.