NSW CTP Claim
NSW CTP Claim
Your expert in CTP claims

Knee injuries (ACL & Meniscus) after a car accident

Knee injuries such as ACL ruptures and meniscus tears are common high-impact injuries. In NSW CTP claims, these often involve significant disputes over whether the damage is acute (from the crash) or degenerative (wear and tear).

General information only — the right pathway depends on your circumstances.

1) Diagnosis and Treatment

  • Diagnostic Imaging: MRI is typically required to confirm internal derangement of the knee.
  • Surgical Pathways: ACL reconstruction or meniscal repair/debridement where conservative care is insufficient.
  • Rehabilitation: Long-term physiotherapy focusing on stability and return to function.

Frequently asked questions

Can I claim for a knee injury even if I have some arthritis?
Yes, however insurers often argue that knee pathology is degenerative. Evidence showing an acute change or trauma-related tear is crucial.
Will the insurer pay for ACL reconstruction?
They should if it is deemed "reasonable and necessary" and related to the accident. This often requires clear surgeon support and failed conservative management.