Lodge Your CTP Application for Personal Injury Benefits

This is the primary form used in the NSW CTP scheme (under the Motor Accident Injuries Act 2017) to claim statutory benefits. It is a detailed document that asks about the accident, your injuries, and your employment.

You can lodge the form online through the SIRA portal or send a PDF version directly to the relevant CTP insurer.

While the legislation allows up to 3 months to lodge a claim, there is a major financial incentive to act within 28 days:

• Lodge within 28 days: Your weekly payments are backdated to the date of the accident.
• Lodge after 28 days: Your weekly payments generally only start from the date you lodge the claim.

If you are late, you may lose thousands of dollars in back-pay that cannot be recovered later.

You cannot lodge a complete claim without the following:

• Police Event Number: You must report the accident to the police within 28 days.
• Certificate of Fitness: A specific SIRA medical certificate from your GP.
• Insurer Details: The name of the CTP insurer for the at-fault vehicle.

Once the insurer receives your application:

• They must acknowledge receipt within 5 days.
• They must begin paying "provisional" benefits (weekly payments and treatment) unless they have a reason to decline.
• They have 4 weeks to decide whether to accept liability for the first 52 weeks of benefits.