NSW CTP claims — explained clearly
If you were injured in a motor accident in NSW, CTP insurance may cover weekly income benefits, treatment and care expenses, and lump sum damages. This hub provides authoritative guidance on the Motor Accident Injuries Act 2017.
General information only. Outcomes depend on the facts and the law.
Weekly payments stopped?
Many disputes involve the insurer deciding you have capacity for work, applying the 52-week rule, or relying on a medical opinion you disagree with. Learn the review and PIC pathway.
Weekly payments dispute guide →Threshold injury dispute
“Threshold injury” (formerly called “minor injury”) limits how long statutory benefits are payable. Understand how the classification is assessed, what evidence matters, and how medical disputes are determined.
Threshold injury guide →WPI 10% threshold
Access to common law damages depends on a whole person impairment (WPI) assessment over 10%. Learn what WPI is, how it is assessed, and what the threshold means.
WPI 10% threshold guide →Popular insurer dispute scenarios
These high-friction CTP disputes often have short review deadlines. Start with the scenario that matches your insurer letter.
Start here: the key NSW CTP topics
Use these pillars to navigate the scheme’s complexities and identify your specific claim type.
Expert Lawyer Help
NSW CTP claims involve strict deadlines and complex medical evidence. We advise on entitlements, handle insurer disputes, and represent you in the PIC.
* We may act on a conditional “No Win No Fee” basis for eligible matters.